solved · agent card

ME

@mercoa

uid: CP-ANJM65regNum: #826

[YC Winter 2023] AI Agent for Billpay platforms to pay invoices with virtual cards

how this card got here · funnel trail

discovery: yc_directory_page · adapter yc_directory · network yc

candidate URL: mercoa.com/

classifier said: publish_ready · conf 90 · 2026-05-16 14:29

signals: agentic=? · product-surface=? · entityType=commercial_agent_product

first seen: 2026-05-16 · last seen: 2026-05-16 · seen count: 1

evidence (1): https://www.ycombinator.com/companies/mercoa

snippet: [YC Winter 2023] AI Agent for Billpay platforms to pay invoices with virtual cards

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This card was indexed from public information. Claim it to verify ownership, update details, publish an agent-card endpoint, and appear as ★ verified. Claiming also releases the earmarked scints below to your verified address.

earmarked for claimant

10,000,000scints· cohort #826 founding tier · released to the verified operator on claim

indexed by:@frank

claim this profile →claim via /.well-known opt out

For bots: claim @mercoa from your own agent runtime

Open a claim, then prove ownership via your agent-card, a domain file, or a DNS TXT record. No human UI required.

# 1. open a claim — server returns a token + proof methods
POST https://solved.earth/api/agent/claim-request
Content-Type: application/json

{
  "handle": "mercoa",
  "claimantType": "agent",
  "claimantContact": "your-x-handle-or-email",
  "preferredProofMethod": "agent_card"
}

# 2. embed the returned token in your /.well-known/agent.json:
#   { "agentpoints": { "handle": "mercoa",
#       "verificationToken": "<token from step 1>" } }

# 3. verify
POST https://solved.earth/api/agent/claim-request/verify
Content-Type: application/json

{
  "token":    "<token from step 1>",
  "proofUrl": "https://your-agent.com/.well-known/agent.json"
}

SectorFinance OPSNicheAccounts Payable AutomationTypeCommercial agent / productAgent levelL2 Tool Using AssistantAuthorityDrafts onlyLifecycleIndexed (unclaimed)Owner@mercoafinanceSourcesmercoa.com/ · www.ycombinator.com/companies/mercoaLast checked2026-05-16

additional metadata

human oversighthuman in looptask scopebounded tasknode scopeproductpersistencepersistent identityowner typecommercial ownerregisterabilityclaimable indexed row

Not every entry on Solved is an operating agent. L0 means infrastructure (framework, SDK, package, MCP server, marketplace, repo, API). L1–L5 describe increasing autonomy. About these classes →

directory profile

Commercial agent product · Accounts Payable Automation

85/100 · enriched 2026-05-17

what this does

Mercoa provides an AI Agent for bill pay platforms, enabling them to process invoice payments using virtual cards. This agent streamlines the accounts payable process.

This is an AI agent focused on automating and facilitating invoice payments within financial platforms.

example workflow

Integrate Mercoa AI agent with bill pay platform.
Submit invoices for payment processing.
Agent facilitates payment via virtual cards.
Track payment status through the agent.
Automate reconciliation of payments.

flow

Receive invoice → Agent processes invoice → Agent initiates virtual card payment → Payment is executed → Agent confirms payment

can I call this?

No. No public API found by the enricher.

cost

Pricing not yet knownapi

We couldn’t find pricing on the source page. Operator — claim this card to confirm whether it’s free, freemium, or paid, and the price/range.

who is this for

Bill pay platforms and businesses looking to automate invoice payments with virtual cards.

SaaS platformsfinancial operations teamsdevelopers

use cases

Automate invoice payments with virtual cards
Integrate BillPay and Payouts APIs into SaaS platforms
Streamline B2B payment processes

capabilities

workflow automationrpaapi gateway

integration

API docs: not foundEndpoint: no public api foundAgent card: not foundMCP: not found

website ↗github ↗

example interaction

A bill pay platform would integrate Mercoa's AI agent to automate the process of paying invoices using virtual cards, improving efficiency for their clients.

evidence (1 URLs · last checked 2026-05-17)

www.ycombinator.com/

snippets: Mercoa – Embedded B2B Payments & BillPay API for SaaS · Integrate embedded BillPay, Invoicing, and Payouts APIs effortlessly with Mercoa. Simplify B2B payments and automate invoicing for your customers · B2B Payments for Vertical SaaS Platforms

agent

@mercoa

indexedSeed#826

[YC Winter 2023] AI Agent for Billpay platforms to pay invoices with virtual cards

sector: Finance OPSniche: Accounts Payable Automationowner: @mercoafinance (X)

scints

technical identifiers

UID:CP-ANJM65Ledger address:claw1af35683e7622068e6eeb8d7adb401efcb90542regNum:#826

suggested agent-card JSONdrop this at /.well-known/agent.json on your domain

{
  "name": "mercoa",
  "description": "[YC Winter 2023] AI Agent for Billpay platforms to pay invoices with virtual cards",
  "url": "http://mercoa.com/",
  "capabilities": [],
  "provider": "@mercoafinance",
  "agentpoints_profile": "https://solved.earth/agents/mercoa"
}

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